Terms of Service

Effective Date: March 31, 2024

Terms and Conditions for Charters Anonymous:

Welcome to the Charters Anonymous Discord! Before joining and participating in our community, please read and understand the following Terms and Conditions. By joining and using this Discord group, you agree to comply with these terms: These terms apply to any and all participants in the Charters Anonymous discord, including but not limited to: “Member”, “Premium”, “Foundational Traders”.


1. Acceptance of Terms

  1. By accessing and using our subscription-based service, you agree to be bound by these terms and conditions. 


2. Purpose and Disclaimer

  1. The Charters Anonymous discord, operated by Charters Anonymous LLC, is a platform for discussion, sharing knowledge, and exchanging ideas about trading. It is not a financial advisory service or a substitute for professional financial advice. Throughout these Terms and Conditions, the term 'Charters Anonymous' refers to the Discord group operated by Charters Anonymous LLC. Charters Anonymous LLC, the entity operating the group, will be hereafter referred to as 'Charters Anonymous'. 

b. All information, opinions, and suggestions shared within this group are for informational purposes only. Any trading decisions you make based on the information provided here are solely at your own risk.


3. Role of Non-Organization Personnel

  1. Charters Anonymous LLC operates and manages the Charters Anonymous Discord group. 

b. While individuals may contribute, provide assistance, or share their expertise within the group, they are not officially affiliated with Charters Anonymous LLC. 

c. Charters Anonymous LLC assumes no liability for the actions, opinions, or conduct of non-organization personnel within the Charters Anonymous Discord group. 

d. Members should exercise their own judgment and discretion when engaging with or relying on information provided by non-organization personnel.


4. Eligibility

  1. You must be at least 18 years old to join and participate in the Charters Anonymous LLC Discord group. 

b. By joining, you confirm that you are not a financial advisor or representing any financial institution.


5. Respectful and Appropriate Behavior

  1. Treat all members with respect and courtesy. Do not engage in harassment, hate speech, or any form of discrimination based on race, ethnicity, gender, religion, or sexual orientation. 

b. Avoid spamming, flooding, or engaging in any disruptive behavior that may hinder productive discussions. 

c. Do not impersonate other individuals or falsely represent your identity.


6. Information Sharing

  1. Members are welcome to share trading-related information, strategies, charts, news articles, and other resources that are relevant to the group's purpose. 

b. While sharing information, ensure that it does not infringe any copyright or intellectual property rights.


7. Personal Responsibility

  1. You are solely responsible for your trading decisions and any outcomes resulting from those decisions. 

b. The group owners, administrators, Dave, and moderators of Charters Anonymous are not liable for any losses, damages, or liabilities incurred due to your trading activities.


8. No Financial Advice

  1. The Charters Anonymous discord group is intended for educational and informational purposes only. It does not provide, offer, or constitute financial advice. 

b. All information, discussions, opinions, and materials shared within the Charters Anonymous group are for general educational purposes and should not be considered as financial advice. 

c. Members are solely responsible for their own financial decisions and should conduct their own research, seek professional advice, and exercise due diligence before making any investment or trading decisions. 

d. By joining and using the Charters Anonymous, you acknowledge and agree that the group does not provide financial advice and that any trading decisions you make are solely at your own risk. Charters Anonymous, its owners, administrators, moderators, and other members shall not be held liable for any financial losses or damages resulting from actions taken based on the information shared within the group.

9. Limitation of Liability

  1. To the maximum extent permitted by law, we shall not be liable for any direct, indirect, incidental, consequential, or special damages arising out of or in connection with the use of our service, including but not limited to loss of data, profits, or business opportunities.

10. No Warranty

  1. We provide our service on an "as is" and "as available" basis, without any warranties or representations of any kind, whether express or implied. We do not guarantee that the service will be uninterrupted, error-free, or secure


11. Moderation and Group Management

  1. The group owners, administrators, and moderators of Charters Anonymous reserve the right to moderate and manage the group as they deem appropriate.

b. They may enforce these Terms and Conditions, remove or suspend members who violate these terms, and take any other action necessary to maintain a healthy and productive environment.

c. Note that upon entering your permission to write in the discord channels may be revoked at any time for any reason. Permissions being revoked do not constitute a refund as permissions to write are not a part of “discord community access”.


12. Legal Compliance

  1. By using the Charters Anonymous discord group, you agree to comply with all applicable laws and regulations, including but not limited to copyright laws, anti-spam laws, and any other relevant legislation.


13. No Refunds and Forfeiture of Payments

  1. Charters Anonymous operates on a "no refunds" policy. Membership fees, if applicable, are non-refundable. 

b. In the event that a member violates the Terms and Conditions outlined in this document and is subsequently removed from the Charters Anonymous discord, the member agrees to forfeit any payments made for the current month or any period for which payment has been received.

14. No Sharing of Codes or Streams

  1. Members of the Charters Anonymous discord group are prohibited from sharing information shared in this group. 

b. Streaming live trading activities, sharing private trading sessions within the group is strictly prohibited, unless explicitly approved by Dave. 

c. Recording streaming activities is strictly prohibited. Recording videos located in the discord is strictly prohibited. Recording content in the discord is strictly prohibited.

d. Respect the intellectual property rights of others and refrain from sharing or distributing copyrighted materials without permission.

15. Termination of Access and No Refund Policy

  1. Charters Anonymous reserves the right to terminate or suspend access to our Service at any time, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms and Conditions. This includes the right to remove any member or user from our Service with or without cause. Such termination may include restricting access to the service provided by Charters Anonymous.

b. Upon termination, your right to use the Service will cease immediately. If you wish to terminate your account, you may simply discontinue using the Service. In the event that Charters Anonymous terminates or suspends your account for any reason, you acknowledge and agree that you shall receive no refund or exchange for any unused time on a subscription, any license or subscription fees for any portion of the Service, any content or data associated with your account, or for anything else. You will not receive a refund if you attempt to sign up after being banned.

c. If you are terminated due to a violation of the terms and conditions, you forfeit any and all refund eligibility. You will not be entitled to a prorated refund. Your subscription will cancel immediately with no prorated refund.

16. Amendments

  1. We reserve the right to modify these terms and conditions at any time. Any changes will be effective immediately upon posting the revised terms on our platform. By continuing to use our service after the modifications, you accept and agree to the updated terms.


17. Indemnification

  1. Members of the Charters Anonymous discord agree to indemnify and hold harmless Charters Anonymous, its owners, administrators, moderators, and other members from any claims, liabilities, damages, losses, or expenses (including reasonable attorney fees) arising out of or related to their use of the Discord group or any violation of these Terms and Conditions.

18. Chargebacks, Disputes and No Refunds

  1. Charters Anonymous operates on a strict "no refunds" policy for membership fees or any other services rendered.

b. By joining and participating in the Charters Anonymous discord, you acknowledge and agree that you will not initiate any chargeback or dispute of payments made to Charters Anonymous.

c. If you are dissatisfied with the services provided by Charters Anonymous, you agree that the appropriate course of action is to cancel your subscription or membership.

d. You acknowledge that canceling your subscription or membership is the method for resolving any dissatisfaction with the services, and you will not seek a refund through chargebacks or disputes.

e. Initiating a chargeback or dispute without first attempting to resolve any concerns or issues with Charters Anonymous may be considered a breach of these Terms and Conditions and will result in the member's removal from the Discord group without refund.

f. Charters Anonymous encourages open communication and is committed to addressing and resolving any concerns or issues regarding its services in a fair and reasonable manner.

Please note that the "no refunds" policy remains in effect, and you are not entitled to a refund of any previously paid membership fees. By continuing to use the Charters Anonymous discord, you acknowledge and accept these terms regarding chargeback disputes, refunds, and resolution of dissatisfaction.


19. No Reproduction of Taught Concepts

  1. Members of the Charters Anonymous discord are strictly prohibited from reproducing, copying, or distributing the trading concepts and strategies taught within the group without prior written consent from Charters Anonymous.


20. Ownership and Royalty-Free Use of Discord Posts

  1. By posting any and all content, messages, or any form of communication within the Charters Anonymous discord or with any members, moderators, admins of Charters Anonymous, you acknowledge and agree that Charters Anonymous retains ownership of such content.

b. Charters Anonymous is granted a perpetual, irrevocable, royalty-free, non-exclusive, worldwide license to use, reproduce, modify, adapt, publish, distribute, and display the content posted in the Discord group for any purpose.

21. Subscription and Billing

  1. Subscription: Our service is a subscription-based service that grants you access to the discord tier which you subscribed to. By subscribing, you gain the rights and benefits associated with the service.

b. Monthly Payments: The subscription fee for our service is payable on a monthly basis. By subscribing, you authorize us to charge the provided payment method for the monthly subscription fee.

c. Automatic Renewal: Unless you cancel your subscription prior to the end of the billing cycle, your subscription will automatically renew for successive monthly periods. By continuing to use the service, you agree to the automatic renewal and authorize us to charge the applicable subscription fee.

d. Price Changes: We reserve the right to modify the subscription fee at any time. We will provide reasonable notice of any such changes.

e. Cancellation: You have the right to cancel your subscription at any time. To cancel, please follow the instructions provided on our platform or contact our customer support.

f. Refunds: Subscription fees are non-refundable. Upon cancellation, your access to the service will continue until the end of the current billing cycle, and no further charges will be made.


22. Content Access

  1. Your subscription fee covers access to selected content. We reserve the right to restructure or make unavailable any content that was previously offered.


23. Solicitation
a. Users of Charters Anonymous hereby agree not to engage in any form of solicitation on the platform. This includes but is not limited to the promotion or sale of goods, services, or solicitations for donations without explicit written consent from Charters anonymous. Solicitation, in this context, may also include poaching members to join another community. Any unauthorized solicitation, commercial or non-commercial, is strictly prohibited.

Charters Anonymous reserves the right to take appropriate legal action against individuals or entities found to be in violation of this no solicitation clause, including but not limited to the suspension or termination of their accounts with no refund.

By using Charters Anonymous, users acknowledge and agree to comply with this no solicitation policy. Charters Anonymous reserves the right to modify or update this policy at any time, and users are responsible for regularly reviewing the terms and conditions to stay informed about any changes.

24. Discord Community Etiquette

  1. Respect: Members are expected to maintain a respectful demeanor at all times, regardless of the nature of the discussion. Disrespectful behavior towards other members, including but not limited to, bullying, discrimination, or harassment, is strictly prohibited.

b. Language: The use of offensive language, including hate speech, excessive profanity, and other derogatory remarks, is unacceptable. This community promotes a safe and welcoming environment for all individuals.

c. Content Sharing: Members must not share illegal, harmful, or NSFW (Not Safe for Work) content. Any media or links shared within the community should be appropriate and safe for all members.

d. Spam and Solicitation: Spamming channels with messages, images, or links is not allowed. Additionally, unsolicited advertising or promotion of services, products, or events is prohibited unless explicitly permitted by the server moderators.

e. Conflict Resolution: Disagreements or conflicts should be handled in a mature and private manner. Do not engage in public disputes or encourage others to do so. If necessary, seek the intervention of a moderator.

f. Compliance with Discord's Terms of Service: All members must adhere to Discord's official Terms of Service and Community Guidelines. Failure to comply with these rules may result in appropriate actions, including but not limited to warnings, muting, kicks, or bans from the server.

g. Reporting Issues: If you witness or are subject to violations of these etiquette guidelines, please report them to the server moderators immediately for review and potential action.

h. Enforcement and Consequences: Enforcement and Consequences: Non-compliance with these guidelines, or refusal to follow the specific channel rules, may result in a revocation of the member’s ability to post in the channel or, in more severe cases, the entire Discord community. The moderation team reserves the right to restrict access as deemed necessary to maintain the integrity and safety of the community.

By joining and participating in this Discord community, you agree to abide by these etiquette guidelines to ensure a positive and enjoyable experience for all members.

25. Discretionary Termination
a. Notwithstanding the above, Charters Anonymous LLC reserves the right, at its sole discretion, to terminate any account for any reason, including but not limited to, failure to engage with the service's core functionalities, such as completing assignments, or contributing to the Charters Anonymous community in a meaningful way.
b. The only instance where a user will be eligible for a pro-rated refund is if you are terminated for inactivity or incompletion of homework. You will receive a prorated refund of the days remaining in your subscription, starting from the date of cancellation.

  1. Returning Member Allocation

  1. For members rejoining the service, we reserve the right to assign or reassign such members to specific membership tiers at our sole discretion. This determination will be based on the member's previous engagement, contribution level, and any other factors deemed relevant by us. Our decision in assigning or reassigning membership tiers is final and not subject to appeal.